Investments

Whether you are investing a lump sum, deciding what to do with an inheritance or reviewing investments you already hold, start with what the money needs to do for you. Applied Wealth Management helps clients across the UK consider their goals, timescale, access to money and attitude to risk, with advice in person or remotely.

Investing a lump sum or inheritance

You do not have to choose an investment before asking for advice. We begin with your circumstances and priorities, including money you may need to keep accessible, before discussing suitable options.

Reviewing an existing portfolio

A review can consider how your investments fit your current goals, the risks you are taking, the charges you pay and how the arrangements work alongside your pensions and other assets. A review does not automatically mean moving or replacing investments.

ISAs, investment bonds and other arrangements

Different arrangements have different features, costs and tax considerations. Our ISA guide and investment guide provide a starting point. If you hold an investment bond or are considering one, tell us about it so it can be considered in the context of your wider plans.

What should I bring to a conversation?

Recent investment statements, an outline of your goals and any questions are useful. We will explain the proposed advice, services and charges before you decide whether to proceed.

Discuss your investment plans with Applied Wealth Management, or call 0151 440 3700.

The value of investments and any income from them can fall as well as rise. You may get back less than you invest. Tax treatment depends on individual circumstances and may change.