About Us
Applied Wealth Management Ltd provides clear, personal financial advice to individuals, families, business owners and professionals.
The firm is led by Ryan Nevols, a Chartered Financial Planner, Fellow of the Personal Finance Society and former solicitor. We take the time to understand your circumstances, priorities and attitude to risk before making any recommendation.
We advise on pensions and retirement, investments, estate planning, protection and mortgages, and aim to build long-term relationships based on clear advice and regular reviews.
How We Work
- Initial conversation: a no-obligation discussion of your circumstances and what you want to achieve.
- Understanding your position: we gather details of your pensions, investments, income, spending and goals, and assess your attitude to risk and capacity for loss.
- Our recommendations: we set out our advice in a written report, explaining why it suits you and what it will cost.
- Putting it in place: we handle the paperwork and arrangements on your behalf.
- Ongoing reviews: if you choose our ongoing service, we review your plan at least once a year and as your circumstances change.
Fees
Every client's circumstances are different, so our fees reflect the work involved in your advice. We'll always agree them with you clearly, in writing, before any chargeable work begins, so there are no surprises.
Our initial meeting is at our expense and without obligation.
Fees typically cover:
- Initial advice: researching and preparing our recommendations, and putting them in place
- Ongoing service (optional): regular reviews to keep your plan on track as your circumstances change
Depending on the service, fees can be paid directly or, where appropriate, deducted from the product you invest in. For mortgage and protection advice, we may receive commission from the lender or provider, and we'll always tell you about this before you proceed.